Accident and Health Insurance Basics 0 credits Course Content Expand All | Collapse All Lessons Status 1 Perils, Losses, and Benefits Definitions of Perils Types of Losses and Benefits Medical Expense Loss of Income from Disability Long-Term Care Expense Prescriptions 2 Limited Policies Limited Policies Accidental Death and Dismemberment (AD&D) Hospital Indemnity Critical Illness / Dread Disease / Specified Disease Vision Care / Hearing / Dental Credit Disability 3 Field Underwriting Underwriting Application Procedures Application Part 1 Application Part 2 and Agent’s Report Application Signatures and Changes Conditional Receipt 4 Company Underwriting Underwriting Information Sources of Underwriting Information Paramedical (Paramed) Report Medical Examination and APS Medical Information Bureau (MIB) Consumer Reports HIV Testing Risk Assignment Classifications of Risk 5 Policy Delivery Effective Date of Coverage Policy Review