Disability Income and Related Insurance (Life & Health) 0 credits Course Content Expand All | Collapse All Lessons Status 1 Benefits Determination and Qualifications Benefits Determination for Disability Qualifications of Disability Total (Own Occupation, Any Occupation) Permanent Disability; Presumptive Disability Recurrent Disability Occupational vs. Non-Occupational 2 Individual Disability Income Insurance Basic Total Disability Plan Optional Riders and Provisions Change of Occupation Rider Accidental Death and Dismemberment Rider Rehabilitation Benefit Rider Nondisabling Injury Rider Refund Provision Probationary Period Elimination Period 3 Individual Disability Underwriting and Exclusions Occupational Considerations Benefit Limits Policy Issuance Alternatives Exclusions 4 Group Disability Income Insurance Group Disability Income Policies Group Policy Premiums Short-Term Disability (STD) Long-Term Disability (LTD) Coordination of Benefits At-Work Benefits Partial Disability Residual Disability Residual Disability Example Differences: Individual vs. Group 5 Business Disability Insurance Disability Insurance for Businesses Key Employee Disability Income Disability Buy-Sell Business Overhead Expense (BOE) 6 Social Security Disability Qualification for Disability Benefits Work Credits Definition of Disability Waiting Period
