$4400
Life & Health Agent Essentials
24 credits
Courses Outline
36350 - Retirement & Insurance (UT)
| Lesson # | Description |
|---|---|
| 1 | Aging of America |
| 2 | Health Risks for Older Adults |
| 3 | Social Security: How it Works |
| 4 | Social Security: Is it Broke? |
| 5 | Social Security: The Fix? |
| 6 | Medicare Fundamentals |
| 7 | Medicare Part A |
| 8 | Medicare Part B |
| 9 | Medicare Part C (Advantage) |
| 10 | Medicare Part D |
| 11 | Medigap |
| 12 | Medigap Plans |
| 13 | Medicare's Financial Condition |
| 14 | Retirement Income |
| 15 | Effects of Physical Activity |
| 16 | Enrollment: Part A and/or Part B |
36326 - Estate Planning Using Life Insurance (UT)
| Lesson # | Description |
|---|---|
| 1 | Gift Taxes |
| 2 | Introduction to the Estate |
| 3 | Will & Probate |
| 4 | Federal Gross Estate |
| 5 | Exclusion Amount |
| 6 | Estate Planning Trusts |
| 7 | Living Trust |
| 8 | Credit Shelter Trust |
| 9 | QPRT |
| 10 | QTIP |
| 11 | ILIT |
| 12 | SLAT |
| 13 | Calculating Estate Taxes |
| 14 | Paying Estate Taxes |
| 15 | Types of Life Insurance |
| 16 | Life Insurance Considerations |
45349 - AML Compliance for Insurance (UT)
| Lesson # | Description |
|---|---|
| 1 | Fundamentals |
| 2 | Money Laundering Stages |
| 3 | Government Controls |
| 4 | Insurance Company Compliance |
| 5 | Insurance Agent Participation |
| 6 | Products |
| 7 | Know Your Customer |
| 8 | Identifying Suspicious Payments |
| 9 | Identifying Suspicious Activity |
| 10 | Reporting Suspicious Activity |
| 11 | OFAC Basics |
| 12 | OFAC Compliance and Consequences |
| 13 | OFAC Compliance for Insurance |
| 14 | Case Studies (Suspicious Activities) |
| 15 | Case Studies (OFAC) |
| 16 | Blockchain |
44169 - Annuity Best Interest and Suitability (4 Credits)
| Lesson # | Description |
|---|---|
| 1 | Annuity Fundamentals |
| 2 | Classifications of Annuities |
| 3 | Accumulation Period |
| 4 | Deferred Annuities |
| 5 | Traditional Fixed |
| 6 | Equity-Indexed |
| 7 | Equity-Indexed: Indexing Method |
| 8 | Equity-Indexed: Adjustments |
| 9 | Withdrawals, Surrenders, and Charges |
| 10 | Annuitize or Not? |
| 11 | Liquidation Period |
| 12 | Liquidation Payout Options |
| 13 | Federal Income Taxes |
| 14 | Primary Uses of Annuities |
| 15 | Best Interest and Suitability - Part 1 |
| 16 | Best Interest and Suitability - Part 2 |
36565 - Long Term Care Insurance
| Lesson # | Description |
|---|---|
| 1 | Aging in America |
| 2 | What is Long-Term Care? |
| 3 | Types of LTC |
| 4 | Health Insurance & LTC |
| 5 | Utah Medicaid & LTC |
| 6 | Ways to Pay for LTC |
| 7 | Utah LTC Insurance Law |
| 8 | Utah LTC Insurance Rule |
| 9 | LTC Definitions |
| 10 | Outline of Coverage |
| 11 | LTCI Shopper’s Guide |
| 12 | LTCI Suitability |
| 13 | LTCI Marketing Standards |
| 14 | Unintentional Lapse |
| 15 | Reporting Requirements |
| 16 | Using Life Insurance for Long-Term Care |
36351 - Ethics & Insurance Legalities
| Lesson # | Description |
|---|---|
| 1 | The Virtues |
| 2 | Deontology |
| 3 | Consequentialism |
| 4 | Religion |
| 5 | Contracts |
| 6 | Insurance Contracts |
| 7 | Legal Interpretations |
| 8 | Risk Management |
| 9 | Insurers |
| 10 | Agent Authority |
| 11 | Federal Regulation |
| 12 | Licensing |
| 13 | License Types |
| 14 | Insurer Regulation |
| 15 | Producer Regulation |
| 16 | Insurance for Insurance Agents |