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Long-Term Care Insurance (L&A/H)

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LTC Policies
  • What is Long-Term Care Insurance?
  • Reasons for Purchasing
  • Eligibility for Benefits
  • Benefit Periods and Amounts
  • Levels of Care
  • Exclusions
Features and Options
  • Guarantee of Insurability
  • Cost of Living Rider
  • Return of Premium
  • Qualified LTC Plans
Regulations - Part 1
  • Standards for Marketing
  • Shopper’s Guide
  • Outline of Coverage
  • Appropriateness
  • Right to Return (Free Look)
  • Replacement
Regulations - Part 2
  • Renewal Provisions
  • Continuation or Conversion
  • Required Disclosure
  • Inflation Protection
  • Pre-Existing Conditions
  • Unintentional Lapse
  • Prohibited Provisions
  • Rate Disclosure Form
(801) 518-1956
marlene@mountaince.com
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Arizona requires that students have a proctor present while taking an insurance professional continuing education course test. Is your proctor present now and for the duration of the test?