Long Term Care Insurance 4 credits Course #: 36565 Take this Course Course Content Expand All | Collapse All Lessons Status 1 Aging in America Baby Boomers Over 65 Over 85 Percent of Older Americans 2 What is Long-Term Care? Activities of Daily Living Instrumental Activities of Daily Living Who Needs LTC? LTC Factors LTC Costs 3 Types of LTC Continuing Care Retirement Communities Board & Care Homes (Group Home) Housing for Aging & Disabled Individuals In-Law Apartments Community-Based Services Home Health Care Assisted Living Nursing Homes 4 Health Insurance & LTC Medicare Private Health Insurance Medicaid 5 Utah Medicaid & LTC Utah Medicaid Overview Nursing Home Services Home and Community-Based Services HCBS Waivers 6 Ways to Pay for LTC Family Support Qualifying for Medicaid Long-Term Care Insurance 7 Utah LTC Insurance Law LTC Scope Licensing Requirements CE Requirements 8 Utah LTC Insurance Rule Purpose Applicability and Scope NAIC Model Regulation Required Provisions and Practices Additional Requirements Penalties 9 LTC Definitions LTC Definitions (1 of 2) LTC Definitions (2 of 2) 10 Outline of Coverage NAIC Model Regulation Utah Rule Purpose Coverage & Benefits Provided Other Sections 11 LTCI Shopper’s Guide Utah Rule NAIC Shopper’s Guide Considerations for not Buying LTCI Considerations for Buying LTCI 12 LTCI Suitability Standards Procedures Personal Worksheet Things You Should Know Suitability Letter NAIC Model Regulation 13 LTCI Marketing Standards Procedures Disclosure Solicitation Prohibited Practices NAIC Model Regulation 14 Unintentional Lapse Notice Requirements Nonpayment Reinstatement 15 Reporting Requirements Replacements & Lapses Reporting Form Claims Denied & Rescissions Applications Reporting Compliance NAIC Model Regulation 16 Using Life Insurance for Long-Term Care Long-Term Care Services Combination Products Accelerated Death Benefits Life Settlements Viatical Settlements
