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General Insurance (TE)

Authority and Powers of Producers

Law of Agency
Producer Authority

Elements of a Legal Contract

Consideration
Competent Parties
Legal Purpose
Agreement

Insurance Contract Characteristics

Contract of Adhesion
Personal Contract
Unilateral Contract
Conditional Contract

Legal Interpretations Affecting Contracts

Ambiguities in a Contract of Adhesion
Reasonable Expectations
Indemnity
Utmost Good Faith
Warranties and Representations
Fraud
Waiver and Estoppel

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