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Provisions and Contracts (ID-Prop)

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Elements of a Contract
  • Introduction
  • Consideration
  • Competent Parties
  • Legal Purpose
  • Agreement
Insurance Contracts
  • Insurable Interest
  • Policy Application
  • Underwriting
  • Sources of Underwriting Information
  • Issued Policy
  • Loss Ratio
  • Warranties and Representations
  • Indemnity
  • Fraud
Federal Laws
  • Fair Credit Reporting Act
  • Disclosure of Investigative Reports
  • Fraud and False Statements
  • Gramm Leach Bliley Act (Privacy)
  • Terrorism Risk Insurance Program
  • Acts of Terrorism
Policy Structure
  • Policy Structure
  • Declarations
  • Exclusions
  • Conditions
  • Insuring Agreement
  • Definitions
  • Endorsements
  • Supplementary Coverage
Common Policy Provisions
  • Policy Period
  • Policy Territory
  • Cancellation and Nonrenewal
  • Deductibles
  • Other Insurance
  • Primary and Excess
  • Pro Rata
  • Contribution by Equal Shares
Named Insured Provisions
  • Insureds
  • Duties After Loss
  • Ownership
Insurer Provisions
  • Loss Settlement Provision
  • Salvage
  • Subrogation
  • Appraisal
  • Duty to Defend
  • Consent to Settle a Loss
  • Liberalization
Third-Party Provisions
  • Standard Mortgage Clause
  • Rights of the Mortgagee
  • Loss Payable Clause
  • No Benefit to the Bailee

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CONTACT US

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Monday thru Friday

Office Phone

(801) 518-1956

Text Us (anytime)

(801) 518-5016

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