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Life Provisions, Options, Riders (L&A/H)

Take this Course
Standard Provisions and Exclusions
  • Policyowner
  • Insured & Beneficiary
  • Assignment
  • Right to Examine (Free Look)
  • Premiums, Payments, & Grace Period
  • Misstated Age or Gender
  • Incontestability
  • Reinstatement
  • Entire Contract
  • Medical Examination and Autopsy
  • Prohibited Provisions
  • Exclusions
Beneficiaries
  • Beneficiary Designation Options
  • Individuals and Classes
  • Minors
  • Estates
  • Trusts
  • Revocable vs. Irrevocable Beneficiaries
  • Primary and Contingent
  • Common Disaster Clause
  • Spendthrift Clause
Settlement Options
  • Cash Payment (Lump Sum)
  • Interest Only
  • Life Income
  • Fixed-Period and Fixed-Amount
Nonforfeiture, Loans, Withdrawal, Dividends
  • Nonforfeiture Options
  • Loans and Withdrawals
  • Dividends
  • Dividend Options
Riders
  • Policy Rider Overview
  • Disability Riders
  • Additional Insured Riders
  • Accidental Death Rider
  • Guaranteed Insurability Rider
  • Cost of Living Adjustment (COLA) Rider
  • Return of Premium Rider
  • Accelerated Death Benefit Rider
  • Long-Term Care Rider

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CONTACT US

Business Hours

9:00am to 7:00pm, Mountain Time
Monday thru Friday

Office Phone

(801) 518-1956

Text Us (anytime)

(801) 518-5016

Email Us

marlene@mountainCE.com
rjmauer@mountainCE.com

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