AZ Businessowners Policy

Course Content

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Lessons Status

1

Characteristics and Purpose

Overview

Eligibility

2

Section I - Property

Building Coverage

Business Personal Property Coverage

Property Not Covered

Excluded Causes of Loss

Deductibles

3

Section I - Property: Conditions

Appraisal

Duties

Loss Payment Options

Recovered Property

Vacancy

Other Property Conditions

4

Section I - Property: Other Coverages

Business Income

Extended Business Income

Business Income from Dependent Properties

Extra Expense

Civil Authority

Interruption of Computer Operations

Increased Cost of Construction

Other Additional Coverages

Newly Acquired or Constructed Property

Personal Property Off-Premises

Outdoor Property

Personal Effects

Valuable Papers and Records

Accounts Receivable

Optional Coverages

5

Section II - Liability

Business Liability Coverage

Medical Expenses Coverage

Business Liability Exclusions

Medical Expenses Exclusions

Who is an Insured?

Limits of Insurance

Liability and Medical Expenses Conditions

6

Section III - Common Conditions

Cancellation

Changes

Concealment, Misrepresentation, or Fraud

Examination of Your Books and Records

Inspections and Surveys

Liberalization

Other Insurance

Premiums and Premium Audit

Transfer of Your Rights and Duties Under this Policy

7

Selected Endorsements

Arizona Specific Changes

Hired Auto and Non-Owned Auto

Protective Safeguards

Utility Services