Unfair Practices (AZ-L)

Which of the following statements is true?

Any first-party claim not paid within how many days after the receipt of an acceptable proof of loss by the insurer which contains all information necessary for claim adjudication shall be required to pay interest at the legal rate from the date the claim is received by the insurer?

Stephen sold an auto insurance policy to Francis. The annual premium was $2000. Stephen was very appreciative, and therefore, gave Francis two tickets to the Cardinals game that have a value of $250. Stephen is guilty of what?

Sally wants to sell a homeowners insurance policy to Mary. Therefore, Sally offers to allow Mary free use of Sally’s condo in Hawaii for one week. Sally is guilty of what?

Chucky and his sister Candy have similar cars, live in the same area, and have similar driving records. Chucky is 18 years-old and pays $100 per month for auto insurance. Candy is 28 years-old and pays $50 per month for auto insurance. This is best described as an example of what?

Mark and Clark are twin brothers. They each own similar homes in the same neighborhood. Mark is charged a higher rate for his homeowners insurance, because he attends a different church than Clark. This is best described as an example of what?

Bobby told Kevin that unless Kevin buys an insurance policy from Bobby, “bad things” will happen to Kevin’s cat. This is best described as what?

Mandy the insurance agent refuses to sell insurance to anyone in a certain zip code, because she doesn’t like the political views of the people that live there. This is best described as what?

Any insurer, insurance producer as an inducement to insurance or in connection with any insurance transaction, shall not provide in any policy for or offer, sell, buy or offer or promise to buy, sell, give, promise or allow to the insured or prospective insured any prizes, goods, wares, merchandise, or tangible property of an aggregate value of more than how much?

All of the following are unfair claim settlement practices EXCEPT which one?