Individual Disability Income

Which rider gives the policyowner the option of increasing the policy benefit amount at specified future dates or at life changing events (marriage, birth of a child, adoption)?

Which rider allows the policyowner to stop paying the monthly premium if the insured becomes disabled?

Regarding the change of occupation rider, if the insured changes occupations to a job that is classified to be more hazardous by the insurer, and then the insured suffers a disability,

Regarding the accidental death and dismemberment (AD&D) rider, the full policy limit that will be paid in the event of death is known as

Under what situations would the capital sum be paid out under the accidental death and dismemberment (AD&D) rider?

The rehabilitation benefit rider is an optional coverage that can be added to a disability income policy. What is its purpose?

The nondisabling injury rider is optional coverage that can be added to a disability income policy; it is also called

Which of the following statements is true about the probationary period of a disability income policy?

The elimination period of a disability income policy is also known as what?

The length of time (such as 30, 60, or 90 days) that the insured must wait after he or she has become disabled, before becoming eligible for benefits under the policy is called what?