Policy Structure (UT)

Alvin caused a bad car accident that severely injured a family of five, and Alvin is being sued. Which component of his auto insurance policy will pay for the legal expenses to defend Alvin?

An insurance company has the right to inspect the boat that is covered under Sebastian’s property and casualty policy. What part of the policy most likely states this right of the insurer?

Bart’s insurance policy states that “bodily injury” is “bodily harm, sickness, or disease, resulting in loss of services, required care, and death.” This statement appears in which component of Bart’s insurance policy?

Lloyd has chosen to add earthquake coverage to his homeowners insurance policy for an extra charge. What portion of his policy provides the details of that coverage?

Lucy’s homeowners insurance does not cover damage caused by an earthquake. Which part of her policy would most likely indicate this?

What information would NOT be found in the declarations portion of an insurance policy?

Where would you find a policy’s deductible amount?

Which acronym can be used to remember the seven main parts of a property and casualty insurance policy?

Which part of a property and casualty insurance policy identifies the insurance company and insurance agency that services the policy?

Which portion of Martin’s insurance policy most likely includes his insurance company’s promise to provide coverage?