Personal Auto Policy (PAP)

The definition of “family member” under a personal auto policy includes all of the following EXCEPT

The definition of “occupying” under a personal auto policy includes all of the following EXCEPT

Which of the following is NOT a covered auto under a personal auto policy?

Seven days ago Jackson traded in his old car and purchased a 2016 Ford Explorer. He has not yet informed the insurer of his purchase. What Liability coverage does Jackson have on his 2016 Ford Explorer?

Bankruptcy or insolvency of the insured

The terms of the policy may not be changed or waived except by

If the insurer pays a claim for a loss in which the insured has a right to recover damages from a negligent party, the insured shall give up their right to recover damages from the negligent party, and instead, the insurer shall have a right to

Isaac has a personal auto policy. He is insured while driving his car in all of the following places EXCEPT

Which of the following statements is NOT true about a personal auto policy?

Nancy wants to give her personal auto insurance policy to her little sister Lisa. The rights and duties under the policy may not be assigned

Dorothy has two personal auto policies with Dandy Insurance Company that cover her 2013 JEEP. She crashed into a tree, and her car suffered $4,000 of damage. How much will Dandy Insurance Company pay for this accident?

Under a personal auto policy, all of the following are duties after an accident or loss, EXCEPT

Which of the following changes is LEAST likely to result in an auto policy premium change?

The auto policy states that if the name insured dies