CAP Coverage Forms

What are the Commercial Automobile Policy (CAP) coverage forms that can be sold to commercial entities?

What is the most commonly sold commercial auto coverage form?

Ricky owns and operates Ricky’s Auto Repair Shop. Which commercial auto policy does Ricky need?

What is the main difference between a “trucker” and a “motor carrier”?

Samuel is a trucker. He often pulls trailers that are owned by others. Which of the following provides coverage for Samuel’s legal liability if he were in an accident that caused damage to a non-owned trailer he was using to haul a load?

A customer is injured when she slips and falls in the waiting room at Ricky’s Auto Repair Shop. Ricky is negligent, and the customer sues Ricky. Which coverage on Ricky’s Garage coverage form policy will pay for this loss?

An employee of Ricky’s Auto Repair Shop crashes Ricky’s tow truck. The tow truck has $25,000 damage. Which coverage on Ricky’s Garage coverage form policy will pay for this loss?

An employee of Ricky’s Auto Repair Shop causes an accident while test driving a customer’s car. The customer’s car has $17,000 damage. Which coverage on Ricky’s Garage coverage form policy will pay for this loss?

What coverage is needed by a garage who wants coverage for vehicles of others in their care, custody, or control?

Ulysses’ Ultimate Used Car Dealership is responsible when seven vehicles of others being held for sale were damaged. Which coverage on Ulysses’ Garage coverage form will pay for this loss?

Which coverage form is for businesses that only have vehicles that are displayed or stored—and not driven on public roads?

What is the name of the federal law that sets requirements for motor carriers?

What is the name of the endorsement that truckers must have on their insurance policies?

The mandated coverage amount for carriers of non-hazardous materials is

The mandated coverage amount for carriers of oil and some other hazardous materials is

The mandated coverage amount for carriers of extremely hazardous materials, such as gasoline, explosives and radioactive material is