Section II – Liability

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Question 1 of 9

1. Question

Business Liability coverage under the Businessowners policy pays for all these EXCEPT

when the insured is responsible for causing Bodily Injury to a third party.

when the insured is responsible for causing Property Damage to a third party.

when the insured is responsible for causing Personal and Advertising Injury to a third party.

when the insured is responsible for causing Property Damage to the insured’s own property.

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Question 2 of 9

2. Question

Business Liability coverage under the Businessowners policy

pays when the insured becomes legally obligated to pay as damages because of Bodily Injury, Property Damage, or Personal and Advertising Injury.

pays regardless of fault of the insured.

pays for damage to the insured’s property.

pays for expected or intended injury.

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Question 3 of 9

3. Question

All of the following are considered to be Personal and Advertising Injury EXCEPT

False arrest, detention, or imprisonment

Bodily injury

Malicious prosecution

Wrongful eviction or wrongful entry

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Question 4 of 9

4. Question

The Businessowners Policy can pay for all of these situations EXCEPT

Bodily Injury of someone else (a third party)

Damage to someone else's (a third party's) property

Personal and Advertising Injury of someone else (a third party)

Medical Expenses of the insured or the insured's employee

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Question 5 of 9

5. Question

Under Medical Expenses Coverage of the Businessowners policy, payments are made

regardless of fault of the insured.

only if the insured is at fault, and the expenses are incurred and reported to the insurer within one year of the date of the accident.

only if the insured is at fault, and the expenses are incurred and reported to the insurer within two years of the date of the accident.

only if the insured is at fault, and the expenses are incurred and reported to the insurer within three years of the date of the accident.

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Question 6 of 9

6. Question

Under Medical Expenses Coverage of the Businessowners Policy, the policy will pay medical expenses for bodily injury caused by an accident because of the insured’s operations, provided that all of these are true EXCEPT

the accident takes place in the coverage territory (U.S. and Canada) and during the policy period.

the expenses are incurred and reported to the insurer within one year of the date of the accident.

the insured must be at fault.

the injured person submits to examination at the insurer’s expense.

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Question 7 of 9

7. Question

Under Business Liability coverage of the Businessowners Policy, loss or damage to which type of property is covered?

Aircraft

Automobiles

The insured's own property

Property of others

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Question 8 of 9

8. Question

Medical Expenses coverage of the Businessowners Policy could pay for medical expenses of

the insured’s customers.

the insured’s employees.

an insured.

a person hired to do work for or on behalf of any insured or a tenant of any insured.

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Question 9 of 9

9. Question

The limit of insurance shown in the Declarations for Medical Expenses under the Businessowners Policy is the most the insurer will pay for that coverage

during the policy year.

to any one person.

for any one occurrence.

for any one accident.

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Section II – Liability

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