Perils, Losses, and Benefits (ID A/H/S)

What are the two perils most commonly associated with accident and health insurance?

What type of accident and health insurance policy typically helps pay for preventive care, medical necessities, emergency medical care, rehabilitation, and doctor and hospital bills?

Typically, how long is the benefit period for a short-term disability insurance policy?

What is the name of a disability policy that has a benefit period that can last for a few years or up to the rest of the insured’s life?

Which type of care is defined as, “A range of services that help a person meet basic person needs such as dressing, eating, bathing, going to the bathroom, transferring (moving around), and caring for incontinence.”

Which of the following is FALSE regarding loss of income from disability (disability income) insurance policies?

What term is defined as, “A bodily injury that occurs due to an external force, that was not foreseen by the injured individual”?

Which insurance policy covers long-term care?