$4400

Agency Essentials

24 credits

Courses Outline

44169 - Annuity Best Interest and Suitability (4 Credits)
Lesson #Description
1Annuity Fundamentals
2Classifications of Annuities
3Accumulation Period
4Deferred Annuities
5Traditional Fixed
6Equity-Indexed
7Equity-Indexed: Indexing Method
8Equity-Indexed: Adjustments
9Withdrawals, Surrenders, and Charges
10Annuitize or Not?
11Liquidation Period
12Liquidation Payout Options
13Federal Income Taxes
14Primary Uses of Annuities
15Best Interest and Suitability - Part 1
16Best Interest and Suitability - Part 2
L-36326 - Estate Planning Using Life Insurance (2023)
Lesson #Description
1Gift Taxes
2Introduction to the Estate
3Will & Probate
4Federal Gross Estate
5Exclusion Amount
6Estate Planning Trusts
7Living Trust
8Credit Shelter Trust
9QPRT
10QTIP
11ILIT
12SLAT
13Calculating Estate Taxes
14Paying Estate Taxes
15Types of Life Insurance
16Life Insurance Considerations
37156 - National Flood Insurance Program (Short Course)
Lesson #Description
1Introduction to NFIP
2Standard Flood Policy
3Flood Insurance Products
4Building Eligibility
5Contents Eligibility
6Other Eligible Risks
7Ineligible Properties and Risks
8Policy Effective Date
9Community Eligibility
10Flood Maps, Zones, and Rating
11Coverage
12Miscellaneous Conditions
13Claims Handling
14Flood Insurance Legislation
15Severe Repetitive Loss
16Potential Reform Actions
36352 - Anti-Money Laundering for Insurance Agents
Lesson #Description
1Fundamentals
2Money Laundering Stages
3Government Controls
4Insurance Company Regulation
5Insurance Agent Participation
6Products
7Know Your Customer
8Identifying Suspicious Payments
9Identifying Suspicious Activity
10Reporting Suspicious Activity
11OFAC
12OFAC Compliance
13Consequences
14Case Studies (Suspicious Activities)
15Case Studies (OFAC)
16Blockchain
36565 - Long Term Care Insurance
Lesson #Description
1Aging in America
2What is Long-Term Care?
3Types of LTC
4Health Insurance & LTC
5Utah Medicaid & LTC
6Ways to Pay for LTC
7Utah LTC Insurance Law
8Utah LTC Insurance Rule
9LTC Definitions
10Outline of Coverage
11LTCI Shopper’s Guide
12LTCI Suitability
13LTCI Marketing Standards
14Unintentional Lapse
15Reporting Requirements
16Using Life Insurance for Long-Term Care
ETH-36351 - Ethics & Insurance Legalities
Lesson #Description
1The Virtues
2Deontology
3Consequentialism
4Religion
5Contracts
6Insurance Contracts
7Legal Interpretations
8Risk Management
9Insurers
10Agent Authority
11Federal Regulation
12Licensing
13License Types
14Insurer Regulation
15Producer Regulation
16Insurance for Insurance Agents