Commercial General Liability (CGL)

Martin owns an art studio. Martin was sued after a customer slipped and fell on some paint that was spilled on the floor. This is an example of which type of Commercial General Liability exposure?

Sofia owns a catering business. While making a delivery at a customer’s location, she dropped a big pan of burritos causing extensive injuries and damages to other people. Sofia was sued. This is an example of which type of Commercial General Liability exposure?

Teresa is a florist. Teresa made a floral arrangement and sold it to a customer. A week after the floral arrangement was purchased by the customer, the customer was injured by the floral arrangement and Teresa was sued. This is an example of which type of Commercial General Liability exposure?

Danielle is a dry wall contractor. Five weeks after her crew finished a drywall job for a customer, the ceiling came crashing down injuring several people and causing extensive damage. Danielle was sued by the building owner. This is an example of which type of Commercial General Liability exposure?

Which of the following types of Contractual Liability would NOT be covered under a Commercial General Liability policy?

Which of the following losses could be covered by a Commercial General Liability policy?

Which of the following losses would most likely be covered by Ginger’s Grocery Store’s Commercial General Liability policy?

Which of the following statements is true about Contractual Liability under a Commercial General Liability policy?

The Contractual Liability exclusion does not apply to some types of contracts—as long as the bodily injury or property damage occurred after the execution of the contract. The types of contracts that are not excluded are called