Company Regulation (Adjusters)
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Question 1 of 13
1. Question
Which of the following is the ability of an insurer to meet its long-term financial obligations?
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Question 2 of 13
2. Question
Rates may not be all of the following EXCEPT what?
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Question 3 of 13
3. Question
Which of the following best describes the word “rate”?
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Question 4 of 13
4. Question
Which of the following statement is NOT true?
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Question 5 of 13
5. Question
For most rates, each rate filing shall be within ______________________ the rates and supplementary information, changes, and amendments are effective.
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Question 6 of 13
6. Question
If the insurer does not provide the necessary supporting information within how many days of the date on which the commissioner mailed notice, the rate filing may be considered incomplete, unfiled, and not available for use?
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Question 7 of 13
7. Question
If a rate filing is returned to an insurer as not filed and not available for use, the insurer may not use the rate filing for any policy issued or renewed on or after how many days from the date the rate filing was returned?
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Question 8 of 13
8. Question
The insurer may file a written application, stating the insurer’s reasons for using a higher rate than that otherwise applicable to a specific risk. Then, if the application is filed with and not disapproved by the commissioner within how many days after filing, the higher rate may be applied to the specific risk?
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Question 9 of 13
9. Question
Which of the following statements about policy forms is NOT true?
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Question 10 of 13
10. Question
A person must have all of the following to sell, solicit, or negotiate insurance–EXCEPT what?
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Question 11 of 13
11. Question
To appoint a person, an insurer shall submit the electronic appointment to the commissioner ___________________ the date the producer contract is executed or receipt of the first insurance application.
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Question 12 of 13
12. Question
To terminate a person’s appointment, an insurer shall submit the termination of appointment to the department ___________________ the identified effective date of termination.
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Question 13 of 13
13. Question
The Uptonogood Insurance Company failed to settle a claim promptly. Which state law did this insurer violate?
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