Long-Term Care 2020
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Question 1 of 12
1. Question
Services that provide assistance with bathing, dressing, eating, transferring, continence, and toileting are known as what?
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Question 2 of 12
2. Question
All of the following are ways to describe long-term care EXCEPT which one?
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Question 3 of 12
3. Question
Which of the following types of insurance policies will pay for long-term care?
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Question 4 of 12
4. Question
The event that needs to happen for an LTC policy to pay a benefit is called what?
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Question 5 of 12
5. Question
Which of the following best describes the benefit trigger for most LTC policies?
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Question 6 of 12
6. Question
The amount of time that must pass after a benefit trigger occurs—before the insured starts receiving policy benefits—is called what?
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Question 7 of 12
7. Question
All of the following are common exclusions found in LTC policies EXCEPT which one?
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Question 8 of 12
8. Question
All of the following are common exclusions found in LTC policies EXCEPT which one?
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Question 9 of 12
9. Question
Most LTC policies must be guaranteed renewable. Therefore, all of the following statements are true EXCEPT which one?
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Question 10 of 12
10. Question
Which optional rider can be purchased and added to a LTC policy to raise the benefit amount each year to account for an increased cost of care?
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Question 11 of 12
11. Question
Which of the following statements is FALSE about levels of care?
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Question 12 of 12
12. Question
Which of the following statements is NOT true about types of long-term care?
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