Long-Term Care (ID A/H/S)

All of the following are ways to describe long-term care EXCEPT which one?

Services that provide assistance with bathing, dressing, eating, transferring, continence, and toileting are known as what?

Which optional rider can be purchased and added to a LTC policy to raise the benefit amount each year to account for an increased cost of care?

Which of the following types of insurance policies will pay for long-term care?

Which of the following statements is FALSE about levels of care?

The event that needs to happen for an LTC policy to pay a benefit is called what?

Which of the following best describes the benefit trigger for most LTC policies?

The amount of time that must pass after a benefit trigger occurs—before the insured starts receiving policy benefits—is called what?

All of the following are common exclusions found in LTC policies EXCEPT which one?

All of the following are common exclusions found in LTC policies EXCEPT which one?

Most LTC policies must be guaranteed renewable. Therefore, all of the following statements are true EXCEPT which one?

All of the following conditions are covered by long-term care policies EXCEPT