Other General Provisions 2020
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Question 1 of 9
1. Question
Which of the following statements regarding the Right to Examine/Free Look provision is false?
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Question 2 of 9
2. Question
Which clause in an accident and health insurance policy states that the insurer provides coverage to the insured in exchange for the insured’s premiums and statements made on the insurance application?
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Question 3 of 9
3. Question
Which provision in an accident and health insurance policy can be described as the “insurer’s promise to pay?”
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Question 4 of 9
4. Question
Which type of renewability clause provides the insurer with the least amount of control to terminate coverage/terminate a policy?
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Question 5 of 9
5. Question
For which type of policy renewability does the insurer have the right to increase the premiums, but does not have the right to terminate coverage for as long as the policyowner pays the premiums (up to a certain age, e.g. 65)?
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Question 6 of 9
6. Question
Shannon’s health insurance policy has a coinsurance of 80/20. What does this mean?
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Question 7 of 9
7. Question
Which of the following is not true regarding the probationary period of an accident and health insurance policy?
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Question 8 of 9
8. Question
Which of the following is not true regarding an insurance policy’s elimination period?
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Question 9 of 9
9. Question
Which of the following is NOT an exclusion commonly found in accident and health insurance policies?
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