PAP Endorsements

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Question 1 of 4

1. Question

Which of the following statements is NOT true about Towing and Labor?

The Towing and Labor Costs endorsement can be purchased for an extra premium charge.

Towing and Labor expenses are automatically included in the policy for no extra charge.

The Towing and Labor Costs endorsement will pay only for labor performed at the place where the vehicle is disabled.

The Towing and Labor Costs endorsement pays towing and labor costs each time a covered auto is disabled, up to the amount shown in the declarations.

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Question 2 of 4

2. Question

The Extended Non-Owned Coverage endorsement adds

liability coverage for vehicles the insured drives but does not own–and are available for regular use of the insured.

physical damage coverage for vehicles the insured drives but does not own–and are available for regular use of the insured.

liability coverage for vehicles the insured owns but does not drive–and are not available for regular use of the insured.

physical damage coverage for vehicles the insured owns but does not drive–and are not available for regular use of the insured.

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Question 3 of 4

3. Question

The Miscellaneous Type Vehicle endorsement provides coverage for vehicles that are not normally covered by a Personal Auto Policy–such as any of the following EXCEPT

recreational vehicles.

motorcycles.

golf carts.

spaceships.

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Question 4 of 4

4. Question

Darryl and his brother Darrell own a car together, but do not live it the same household. Which endorsement is needed on their Personal Auto Policy (PAP)?

Extended Non-Owned Coverage

Multiple Vehicle Owner Coverage

Joint Ownership Coverage

Combined Possession Coverage

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