Qualifications, Purpose, Process 2020

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Question 1 of 7

1. Question
Which of the following statements is NOT true?
- A person may not perform, offer to perform, or solicit the opportunity to perform an act of insurance adjusting without a valid license.
- The commissioner can issue an insurance license to a nonresident if he or she holds an active similar license in that person's home state
- Individuals are required to attend at least 12 hours of classes prior to applying for an insurance adjuster license.
- To obtain or renew an individual license, an individual shall file an application and pay a license fee.
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Question 2 of 7

2. Question
Which of the following is NOT required of a person to get a Utah insurance license?
- Satisfy the application and character requirements; if required, submit to a criminal background check and be fingerprinted
- Satisfy applicable examination requirements and pay the applicable fees
- Certifies that, to the extent applicable, the applicant has the required errors and omissions coverage
- Be a resident of Utah for at least 90 days
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Question 3 of 7

3. Question
Which of the following is a requirement to obtain a Utah insurance license?
- Be at least 21 years old
- Be a United States citizen
- Be a high school graduate and attend 20 hours of insurance classes
- Be competent and trustworthy
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Question 4 of 7

4. Question
Which of the following is NOT a purpose of insurance licensing?
- Promoting professional competence of insurance producers
- Providing maximum freedom of marketing methods for insurance, consistent with the public interest
- Preserving and encouraging competition at the consumer level
- To make sure that insurance licensees have a certain level of education
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Question 5 of 7

5. Question
Which of the following is NOT a purpose of insurance licensing?
- Regulating insurance marketing practices in conformity with the law
- Governing the qualifications and procedures for licensing of insurance producers
- Promoting uniform licensing requirements between the states
- To make sure that only U.S. citizens are allowed to have an insurance license
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Question 6 of 7

6. Question
An emergency adjuster license shall be applied for within ________ of beginning claims adjustment.
- two weeks
- 48 hours
- 30 days
- one week
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Question 7 of 7

7. Question
Which of the following individuals is NOT exempt from adjuster licensing requirements?
- Jacob does some insurance adjusting as a regular salaried employee of an insurer.
- Samantha has been working as an insurance producer for 5 years.
- Matthew works as an administrative assistant as an employee of a licensed insurance adjuster.
- Jill has been working as an insurance consultant for 23 years and would like to take on a new job position as an insurance adjuster.
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