Unfair Marketing Practices (Adjusters)

Which of the following statements is true?

Stephen sold an auto insurance policy to Francis. The annual premium was $2000. Stephen was very appreciative, and therefore, gave Francis two tickets to the Jazz game that have a value of $150. Stephen is guilty of what?

Sally wants to sell a homeowners insurance policy to Mary. Therefore, Sally offers to allow Mary free use of Sally’s condo in Hawaii for one week. Sally is guilty of what?

Chucky and his sister Candy have similar cars, live in the same area, and have similar driving records. Chucky is 18 years-old and pays $100 per month for auto insurance. Candy is 28 years-old and pays $50 per month for auto insurance. This is best described as an example of what?

Mark and Clark are twin brothers. They each own similar homes in the same neighborhood. Mark is charged a higher rate for his homeowners insurance, because he attends a different church than Clark. This is best described as an example of what?

Bobby told Kevin that unless Kevin buys an insurance policy from Bobby, “bad things” will happen to Kevin’s cat. This is best described as what?

Mandy the insurance agent refuses to sell insurance to anyone in a certain zip code, because she doesn’t like the political views of the people that live there. This is best described as what?

Tracy, an insurance producer, took a client to dinner. The offer for dinner was non-conditional, meaning that Tracy was not expecting anything in return from her customer. To be within the law, what is the maximum amount that Tracy could spend on the client’s dinner?

Victoria, an insurance producer, advertised that anyone who comes into her office to get an auto insurance quote will receive a gift certificate for a car wash. To be within the law, the value of the gift certificate cannot exceed how much?