Uniform Required Provisions (ID A/H/S)

According to the NAIC required provision, what three things make up the entire contract for insurance?

Every insurance policy has a time period after the premium is due, when the premiums may still be paid without the policy being canceled for nonpayment of premium. What is this time period called?

According to the NAIC required provision, how long must the grace period be for monthly premium policies?

The NAIC required provision states the reinstated policy shall cover only loss resulting from such accidental injury as may be sustained after the date of reinstatement and loss due to such sickness as may begin when?

If the policyowner makes an irrevocable beneficiary designation, what needs to happen before the policyowner can change the beneficiary?

According to the NAIC required provision, written notice of claim must be given to the insurer within how many days after the occurrence or commencement of any loss covered by the policy?

According to the NAIC required provision, written proof of loss must be furnished to the insurer within how many days after the date of the loss?

According to the Time Limit on Certain Defenses provision, no misstatement made by the insured in the application when the policy was first issued (unless it was fraudulent) can be used by the insurer as a reason to deny a claim, after how long?

According to the NAIC required provision, when can an insured take legal action to receive payment for a claim from an insurer?