Authorization Copy

Admitted Insurer

  • Also called an authorized insurer, this type of company has been authorized to sell insurance within the state of Utah.
  • The license an admitted insurer receives from the Utah Insurance Department is called a Certificate of Authority.

Non-Admitted Insurer

  • Also called an unauthorized insurer, this type of company has not received authorization by the state of Utah.
  • A non-admitted insurer has not received a Certificate of Authority from the Utah Insurance Department.
  • This type of insurer is allowed to sell insurance to a Utah customer—only if the customer needs insurance that is not obtainable from an admitted insurer; this insurance is known as surplus lines.