NFIP Flood Insurance (ID)

6 credits

Course #: 6000181463

An Idaho resident producer with a property line of authority may only sell flood insurance under the National Flood Insurance Program (NFIP) if the producer completes the necessary insurance training requirements related to the NFIP. Completion of this course satisfies that requirement and also provides six (6) credit hours of Idaho insurance continuing education (CE).

Unless otherwise stated, the information in this course was obtained from the Federal Emergency Management Agency (FEMA) and the National Flood Insurance Program (NFIP).

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Course Content

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Lessons Status

1

Introduction to NFIP (ID)

Definition of Flood (ID)

Other Important Definitions (ID)

National Flood Insurance Program (ID)

Who Needs Flood Insurance? (ID)

Flood Insurance vs. Disaster Assistance (ID)

Flood Insurance Policies (ID)

Buying Flood Insurance (ID)

Write Your Own (WYO) Program (ID)

Agent Resources (ID)

2

Community Eligibility (ID)

Participating Communities (ID)

Flood Maps (ID)

Probation (ID)

Suspension (ID)

Non-Participating Communities (ID)

Federal Land (ID)

3

Flood Maps, Zones, and Rating (ID)

Overview of Flood Maps (ID)

Rating (ID)

Grandfathering Rules (ID)

Pre-FIRM and Post-FIRM (ID)

Map Information (ID)

Communities with Unpublished Maps (ID)

Unmapped Areas in Communities with Maps (ID)

Map Zones: Special Flood Hazard Areas (ID)

Map Zones: Moderate, Minimal Hazard Areas (ID)

4

Standard Flood Policy (ID)

Dwelling Form (ID)

General Property Form (ID)

RCBAP Form (ID)

5

Flood Insurance Products (ID)

Preferred Risk Policy (PRP) (ID)

Newly-Mapped-Rated Policy (ID)

Mortgage Portfolio Protection Program (ID)

Scheduled Building Policy (ID)

Group Flood Insurance (ID)

6

Building Eligibility (ID)

Building Coverage (ID)

Eligible Buildings (ID)

Single Building (ID)

Walls (ID)

Determination of Building Occupancy (ID)

Primary Residence Determination (ID)

7

Contents Eligibility (ID)

Personal Property Coverage (ID)

Eligible Contents (ID)

Vehicles and Equipment (ID)

Farm and Commercial Contents (ID)

8

Other Eligible Risks (ID)

Cooperative Building (ID)

Units Within a Cooperative Building (ID)

Timeshare Building (ID)

Homeowners Association (ID)

Condominium Association (ID)

9

Ineligible Properties and Risks (ID)

CBRS and OPAs (ID)

Risks Not Insured (ID)

Section 1316 Properties (ID)

Container-Type Buildings (ID)

Buildings Entirely Over Water (ID)

Buildings Partially Underground (ID)

Examples of Ineligible Buildings (ID)

Examples of Ineligible Contents (ID)

10

Policy Effective Date (ID)

Standard 30-Day Waiting Period (ID)

Loan Transaction (ID)

Map Revision (ID)

RCBAP (ID)

11

Coverage (ID)

Limits of Coverage (ID)

Deductibles (ID)

Increased Cost of Compliance (ID)

Reduction of Coverage or Reformation (ID)

Loss Assessments (ID)

Tenant’s Coverage (ID)

Other Coverages (ID)

12

Miscellaneous Conditions (ID)

Policy Term (ID)

Application Submission (ID)

Delivery of the Policy (ID)

Evidence of Insurance (ID)

Assignment (ID)

Transfer of Business (ID)

Commissions (NFIP Direct Business) (ID)

Contract Agent Rule (ID)

Rebating of Commissions (ID)

Cancellations (ID)

13

Claims Handling (ID)

Claims Handbook (ID)

Insured's Duties (ID)

Adjuster Contact (ID)

Assessing the Loss (ID)

Preparing a Detailed Estimate (ID)

Proof of Loss (ID)

Loss Settlement (ID)

Payment of Claims (ID)

Request for Additional Payment (ID)

ICC Claims (ID)

Appeals Process (ID)

14

Flood Insurance Legislation (ID)

Flood Insurance Reform Act of 2004 (ID)

NFIP Debt (ID)

Recent Legislation (ID)

Phasing Out Subsidies (ID)

Refunds (ID)

Surcharges (ID)

15

Severe Repetitive Loss (ID)

Definition (ID)

The Problem (ID)

Future Projections (ID)

16

Potential Reform Actions (ID)

GAO Reform Areas (ID)

Outstanding Debt (ID)

Premium Rates (ID)

Affordability (ID)

Consumer Participation (ID)

Other Barriers (ID)

NFIP Flood Resilience Efforts (ID)