Homeowners and Related Insurance (ID) 4 credits Course #: 6000138474 Course Content Expand All | Collapse All Lessons Status 1 Underwriting Considerations (ID) Insurable Risks (ID) Insurable Interest (ID) Predictable (ID) Measurable (ID) Non-Catastrophic (ID) Adverse Selection (ID) Preventing Adverse Selection (ID) Adverse Selection & Pricing (ID) 2 Construction Types (ID) Importance (ID) Frame (ID) Frame Pictures (ID) Frame Stucco & Masonry Veneer (ID) Masonry (ID) Diagram (ID) Comparison Chart (ID) 3 Wildfires (ID) Significance (ID) Defense (ID) Location (ID) Envelope (ID) 4 Earthquakes (ID) Background (ID) Idaho History (ID) Wasatch Fault (ID) Underlying Soil (ID) Building Materials (ID) Building Configuration (ID) 5 Floods (ID) Background (ID) Causes of Flooding (ID) Damage Prevention (ID) Paying for Flood Damage (ID) National Flood Insurance Program (NFIP) (ID) Flood Insurance Policies (ID) Purchasing Flood Insurance (ID) Flood Insurance Coverage (ID) 6 Other Property Hazards (ID) Trees (ID) Roofing (ID) Electrical (ID) GFCI & AFCI (ID) Heating (ID) Preventing Heating Fires (ID) Plumbing (ID) Preventing Plumbing Losses (ID) 7 Section I Coverages (ID) Dwelling (ID) Dwelling Limit (ID) Dwelling Extension (ID) Personal Property (ID) Personal Property Limit (ID) Special Limits (ID) Loss of Use (ID) Additional Coverages (ID) Causes of Loss (ID) 8 Section I Exclusions & Options (ID) Exclusions (ID) Options & Endorsements (ID) PP Replacement Cost (ID) Earthquake (ID) Scheduled Personal Property (ID) Other Structures (ID) Sewer Backup (ID) Additional Limits of Liability (ID) 9 Casualty Hazards & Negligence (ID) Casualty Hazards (ID) Dog Bites (ID) Pools (ID) Trampolines (ID) Legal Wrongs (ID) Civil Wrongs (ID) Contract-Related (ID) Torts (ID) Negligence (ID) 10 Section II Coverages (ID) Types of Coverages (ID) Personal Liability (ID) Personal Liability Locations (ID) Personal Liability Defense Costs (ID) Medical Expense (ID) Additional Coverages (ID) 11 Section II Exclusions & Options (ID) Exclusions (ID) Options & Endorsements (ID) Home Day Care (ID) Office, School, or Studio Use (ID) Employee Business Pursuits (ID) Watercraft (ID) 12 Policy Rating (ID) Credit (ID) Claims History (ID) Location (ID) Construction Type (ID) Construction Quality (ID) Size & Features (ID) Section II Limits (ID) Deductible & Discounts (ID) 13 Policy Forms (ID) HO-3 (ID) HO-4 (ID) HO-5 (ID) Condo Associations & Units (ID) HO-6 (ID) HO-8 (ID) Comparison (ID) Requirements (ID) 14 Policy Conditions (ID) Section I Conditions (ID) Section II Conditions (ID) Renewal Conditions (ID) Cancelation Conditions (ID) Other General Conditions (ID) 15 Title Insurance (ID) Abstract of Title (ID) Abstract of Title Limitations (ID) Purposes of Title Insurance (ID) Characteristics (ID) Lender’s Policy (ID) Owner’s Policy (ID) 16 Renters Insurance (ID) Lots of Renters! (ID) What is Covered? (ID) Determining Personal Property Limit (ID) Why Buy Renters Insurance? (ID)