The personal auto policy states that the policyholder must tell the insurance company if he or she has been involved in an auto accident or loss.
Information to be provided to insurer includes:
- Names, addresses, and contact information of all parties involved including injured persons and witnesses
- Time, location, details of events
The notification to the insurer can be done multiple ways:
- Most insurers have an online claim reporting system and 24 hour toll free telephone number
- The claim can also be reported to the agent